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Nova Members can earn dividends every time they refer a friend or family member to us. At Nova Pathfinder, much of our growth has come from satisfied members who referred our company to their family and friends.  Members can refer a friend or family member at https://mynovahealthcare.org/individuals-families/  To share the plan with a friend or family member, submit their information in the member portal. By clicking on the rewards tab, you will see “Refer a friend.” Just type in their information, and press submit. Loyalty benefits (dividends) begin at 12 months of enrollment, disbursements are dispensed annually.