Privacy Policy

Thank you for being part of the Nova Pathfinder HealthCare family. We are firmly committed to protecting your financial and personal information. Your trust is important to us, so please review our privacy promise.

We do not sell your information – We share information outside of Nova Pathfinder HealthCare only as permitted by law for our everyday business purposes.
Your information is confidential – Our employees and the companies we contract with are obligated to hold member information in the strictest confidence.
We protect your information – We have physical security on the site, rigorous security procedures, and world-class virus/intrusion detection software in place.

No action is needed if you agree with our privacy practices. However, you can opt-out to limit the information we share and use within the Nova Pathfinder HealthCare Company family of companies:

FACTS	What does Nova Pathfinder HealthCare Company do with your Personal Information?
WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income. Account balances and account transactions. Credit history and insurance

FACTS

What does Nova Pathfinder HealthCare Company do with your Personal Information?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing.
Federal law also requires us to tell you how we collect, share and protect your personal information.
Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and income.
Account balances and account transactions.
Credit history and insurance

A request for a benefit (including reimbursement of a health care expense) made by you or your health care provider to your health insurer or plan for items or services you think is covered.

How?

All financial companies need to share customers’ personal information to run their everyday business as permitted by law.
For example, we share with print and mail companies that assist us in sending mail.
In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Nova Pathfinder HealthCare Company chooses to share and whether you can limit this sharing.

Reasons we can share your Personal Information	Does Nova Pathfinder HealthCare Share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your accounts, respond to court orders and legal investigations or report to credit bureaus.	Yes	No
For our Marketing Purposes — to offer to you products and services provided or endorsed by Nova Pathfinder HealthCare	Yes	No
For Joint marketing— sharing with other financial companies to jointly market the other company’s products or services	Yes	We do not Share
For Everyday Business purposes of the Nova Pathfinder HealthCare family — this can include information about your Nova Pathfinder HealthCare transactions and experiences	Yes	No
For Everyday Business purposes of the Nova Pathfinder HealthCare family of companies — this can include information about your creditworthiness or insurability	Yes	Yes
For non-Nova Pathfinder HealthCare to market to you	Yes	We do not Share